How Can I Get Car Financing with a Bad Credit Score?

Are you in need of a car, but your credit score is not where it should be? We’re happy to tell you that even if you have bad credit, car loans are still within your reach. We pride ourselves on helping drivers learn how to get a car with bad credit, and we can likely help you, too. That’s why we put together the guide below on how to get a car loan with bad credit.

How to Get a Car with Bad Credit

Stuff happens. Layoffs, unexpected medical bills, and sudden emergencies of any kind throw us off financially for a while and impact our credit score. If you’re in this kind of situation and now have bad credit, car loans may seem like something other people can get. But, it’s easier than a lot of drivers think to get a car, even if you have bad credit. If your credit score has taken a downturn, try these tips on how to get a car loan with bad credit:

How to Get a Car with Bad Credit

• Get a co-signer – A lot of first-time borrowers use a co-signer as a way to get their credit started. Just remember, that if you can’t pay the loan, your co-signer will be responsible. If you’re late on a payment, that will show up on the co-signer’s credit.
• Use alternative credit data – Some lenders will take into account proof that you have had a job for a while, that you have paid your utilities on time, and other factors.
• Ask us about our programs for bad credit car finance options – We’ve helped more people in your situation than we can count, because we know how to get a car loan with bad credit. We want you to leave our lot in your next car!
• Consider leasing – Leasing can be easier than buying, and it can help you establish credit.
• Don’t assume you won’t get approved – Even for customers with bad credit, car loans are approved every day. Think positively!

Let a Five Star Automotive Group Dealership Help

We think everyone should be able to drive, regardless of their situation. That’s why we’ve helped so many people to get behind the wheel of their next car, in spite of their credit situation. We can help you, too. So, come in and talk to us about your options. We make it so easy that you can even calculate your payment before you ever leave your house. Our dealerships are conveniently located in six different states, including Indiana, Ohio, Georgia, Tennessee, Alabama, and South Carolina!